Industries We Serve

AIBL serves sophisticated clients whose risk complexity benefits from specialized expertise, aggressive claims advocacy and values aligned with our client-first philosophy.

Logistics & Transportation

  • Motor fleet (50-500+ commercial vehicles)

  • Goods in transit (client cargo and third-party freight)

  • Warehousing property (owned and leased facilities)

  • Environmental liability (fuel spills, cargo contamination)

  • Cross-border political violence

Your Risk

Our Expertise

  • EAC regulatory compliance

  • Environmental liability solutions (NEMA compliance)

  • Fleet optimization programs

  • Cross-border coverage coordination

50 - 200M

7

Coverage Lines

annual premium

Financial Services

  • Commercial banks

  • SACCOs (15,000+ registered)

  • Microfinance institutions

  • Mobile money operators

  • Investment firms

Sectors We Serve:

Your Risks
  • Employee dishonesty (theft, fraud, embezzlement)

  • Computer crime and electronic fraud

  • Cyber liability (data breaches, system failures)

  • Professional indemnity (negligent advice)

  • Directors & Officers liability

  • Bankers Blanket Bond structuring

  • SACCO-specific programs

  • Technology risk assessment

  • Regulatory compliance support

Our Expertise

Security Services

  • WIBA (mandatory workers compensation for large workforces)

  • Contractual liability (client premises damage)

  • Professional indemnity (security breach claims)

  • Cash-in-transit coverage

Your Risks:

  • Large workforce WIBA management

  • Rapid claims processing (10-12 days vs 6-8 weeks industry)

  • Contractual liability structuring

Our Expertise:

700+

Licensed Firms

500K+

Guards Hired

40B

Annual Revenue

Manufacturing & Industrial Operations

  • Industrial property (factories, equipment)

  • Machinery breakdown (production equipment, boilers)

  • Business interruption (lost profits during shutdown)

  • Product liability (defective goods)

  • Environmental liability (emissions, waste disposal)

Your Risks:

  • Business interruption engineering

  • Product liability assessment

  • Environmental compliance

  • Supply chain risk management

Our Expertise:

Professional Services

  • Legal, accounting, consulting, engineering

  • IT services and software development

  • Healthcare practitioners

  • Real estate agents

Sectors We Serve:

Your Risks
  • Professional indemnity (errors & omissions)

  • Directors & Officers liability

  • Cyber liability (client data breaches)

  • Employment practices liability

  • Retroactive coverage management

  • Extended reporting periods

  • Regulatory defense coverage

  • Claims-made policy structuring

Our Expertise

Technology & Digital Services

  • Cyber liability (data breaches, ransomware)

  • Professional indemnity (software errors, project failures)

  • Media liability (content-related claims)

  • Business interruption from technology failures

Kenya's technology sector (fintech, e-commerce, SaaS, digital agencies) requires specialized insurance sophistication.

Unique Risks:

  • Understanding digital business models

  • Comprehensive cyber coverage

  • Software error liability

Our Expertise