Insurance Brokerage

Property and Asset Coverage

• Accurate property valuation to prevent under-insurance

• Business interruption cover for income loss during recovery

• Reinstatement value settlements to fully restore assets

• Seasonal stock declarations for variable inventory businesses

Motor and Fleet Insurance

• Comprehensive, third-party, and usage-based options

• Tiered coverage for fleet management

• Driver training and risk management programs

• Quarterly claims analysis and reporting

Liability Insurance

• Public and Products Liability

• Professional Indemnity (Errors & Omissions)

• Directors & Officers (D&O) Liability

• Employment Practices Liability (EPL)

• Environmental Liability

General Insurance Lines

Construction and Engineering Risks

• Contractors All Risks (CAR)

• Erection All Risks (EAR)

• Machinery breakdown and deterioration of stock

• Advance Loss of Profit (ALOP)

Cyber and Digital Risk Insurance

• Data breaches and cyber extortion

• Privacy and regulatory fines

• Ransomware and electronic funds transfer fraud

• Business interruption from cyber events

Life Insurance & Employee Benefits

• Term life and whole life policies

• Group life schemes and last-expense covers

• Education and retirement plans

• Key-person and credit life assurance

Why Choose AIBL Brokerage

Multi-underwriter competition ensures best pricing and coverage

Expert guidance on exclusions and policy wordings

Transparent commission and renewal process

Proven 95%+ client retention rate