
Value Added Services
At AIBL, risk management isn’t just about buying insurance — it’s about understanding, controlling, and preventing loss.
Our consulting division helps clients anticipate risks before they become claims, turning risk management into a strategic business advantage.
Risk Management Consulting
Structured evaluation identifying, quantifying, and prioritizing risks across:
Property exposures
Liability exposures
Human capital dependencies
Operational risks
Financial risks


Comprehensive risk audit
Control gap identification
Fire detection and suppression systems
Security infrastructure
Driver management programs
Food safety and quality control
Data security and IT disaster recovery
Insurance problem optimization
Asset revaluation preventing under-insurance
Coverage extension for new activities
Deductible optimization
Multi-year agreements locking favorable terms
Periodic review ensuring coverage evolves with business:
Deliverable: Risk register with prioritized recommendations for treatment.
Assessment of existing risk mitigation measures against industry standards:
Claim Management(DCSA)
24/7 claims reporting hotline
On-site loss assessment within 24 hours
Emergency mitigation coordination
Preliminary loss quantification
Immediate Loss Response
Forensic Loss Documentation
Detailed loss circumstances narrative
Photographic evidence
Repair/replacement cost estimates
Business interruption calculations
Expert reports when needed
Coverage analysis
Valuation negotiation
Settlement strategy
Escalation when insurers resist
Proactive Claims Advocacy
21
92%
Average recovery rate (vs 70-75% industry)
Day average settlement (vs 18+ weeks industry)
95%
Settled without litigation
Technology Platform


Our proprietary AI-powered analytics platform provides:
Real-time risk exposure dashboards
Predictive modeling identifying emerging threats
Policy optimization scenarios
Claims progress tracking
Market benchmarking against peers
Contacts
Licensed by IRA | License No: IRA/06/058/2025
© 2025 Assured Insurance Brokers Limited


Assured Insurance Brokers Limited has served Kenyan businesses and individuals for over four decades with a commitment that remains radical in our industry


